Arizona Medicare Plans Arizona Medicare
 
 
Arizona Medicare Supplement Plans

Original Medicare pays for many, but not all, health care services and supplies. Medicare Supplement Insurance policies, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles. Medicare Supplement Insurance policies are also called Medigap policies.

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then, your Medigap policy pays its share. You have to pay the premiums for a Medigap policy.

What are the best options for Medicare Supplement Plans?

There are 10 different Medicare Supplement plans (Plan A, B, C ... etc.), and each offer a different set of benefits. In our experience ... the following are some of the most popular and cost effective:

Plan F:
Medicare Supplement Plan F offers you the most complete coverage available and is one of the most widespread policies you can purchase.  Because the plan covers costs in excess of Medicare approved amounts, you may not have any out-of-pocket costs for hospital and doctor's office care.

Plan G:
Medicare Supplement Plan G is rapidly becoming one of the most popular choices in Medicare Supplement plans.  Plan G covers everthing that Plan F covers except the
Medicare Part B deductible ($166 for 2016).

Plan N:
Medicare Supplement Plan N started in 2010 and has also quickly become one of the more popular plans sold today.  It features minimal copayments for office visits and emergency - and therefore offfer a nice reduction in premium.

The chart below will help you understand the differences between
Medicare Supplement plans:

Arizona Medicare Supplement Plans


Costs:

Insurance companies are required to offer a standardized set of benefits for each plan, but prices vary from carrier to carrier.  Because of this, it is important to work with experts in the Arizona marketplace (like us), so that we can shop around to find a plan that will meet your financial needs.



 
 
Medigap Carriers

A few of the top rated carriers that we offer in Arizona:

United Healthcare (AARP)
♦ Blue Cross Blue Shield of Arizona
 
Arizona Medicare Supplement Plans




    
© 2016, Optimum Benefits Inc., Gilbert, Arizona   480-659-9836